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Why Do We Buy Our Homes?

Don't Need a Perfect Credit Score

Six common reasons behind homeownership

After working with thousands of homebuyers, we've learned everyone has a unique reason for buying their home. Some have one priority that starts their homeownership journey. Others have a variety of reasons to buy. To help you think about your house hunt, here are six of the most common goals we've helped homebuyers achieve.

The pride of homeownership

When people first become homeowners, their primary goal is often to say they own their home. Homeownership means you can paint the walls any color you want, renovate the kitchen to your liking, and more. But owning a home is more than material. Homeownership provides greater control over your abode, puts the freedom and responsibility of the property in your hands, and likely offers a little more space between you and your neighbors.

Building a future

A key benefit of homeownership is having more control today, tomorrow, and for years to come. Owning a house with a fixed-rate loan means predictable payments. Ownership means your home won't be sold without your input. Staying in the same place for years offers additional advantages, such as building relationships within the community and giving your children the benefits of educational and social continuity.

Location, location, location

Sometimes, where you live is more important than the place you own. For our clients, there are many reasons they'll insist on making a community their new home. These include:

  • Wanting to be closer to family
  • Moving to a better neighborhood
  • Seeking quality schools
  • Wishing for a warmer climate

Finding a home to fit the family

A move may be necessary for an evolving family. Maybe you need to upsize as your family grows. Perhaps it's time to downsize as kids leave the nest. Or an unexpected life event - disability, illness, divorce, or death - could require new accommodations. From condos to multifamily homes, we can help finance your next chapter in life.

Financial prosperity

Owning a home has benefits beyond living in it - and many want to take advantage. From potential tax deductions you'll enjoy annually to wealth built throughout a lifetime, here are a few ways you may prosper:

  • Appreciation in home value
  • Building home equity
  • Property tax deductions
  • Mortgage interest deductions

Making retirement golden

Homeownership is one of the most important pieces of retirement planning. Some of our retiree clients move because they want to be closer to family or live in a dream destination. Others choose to buy as they no longer need the large house that helped raise their family and want a smaller abode. Whatever your reason may be, we're here to help make your retirement years golden.

Financing home

Your reason for buying is only the start of the process. When it comes to finding and financing your dream home, our CrossCountry Mortgage loan officers are dedicated to getting it done. Contact us to start your journey home today.

Let’s get started

Our dedicated mortgage experts are ready to get it done for you and your family.

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