Buy your next home before selling your current home.

We provide a fast and simple solution for homeowners with substantial equity in their existing home and want to buy a replacement home before having to sell — even before having to list!

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Get Pre-Qualified

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Buying Before Selling allows you to:

Compete and win with a stronger purchase position by making a non-contingent offer on your next home.

Qualify for your replacement home mortgage without income documentation or employment verification, even if you are retired, between jobs, or self-employed with low “verifiable” income.

Obtain your new home financing driven entirely by a 25% down payment OR your existing home’s equity, some post-closing reserves, and a decent credit score.

Close on your new home, move in, and then have your agent sell your vacant and fully staged existing home for maximum value after you have moved out.

Take your time and prepare your existing home for market on your own schedule. This reduces the stress and inconveniences of living in your home while it’s for sale.

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Buying Before Selling in four simple steps:

1

Buy your new home before listing your existing home.

2

Move into your new home at your leisure.

3

Renovate, stage, and sell your old home for top dollar.

4

Tell your golf buddies how smart you are!

Protection from higher taxes: Proposition 19 is here

Have you been thinking about selling your current home and moving closer to the grandkids, retiring near the beach, or just downsizing to a more manageable home elsewhere in California…but you’re afraid of paying higher property taxes?

Have no fear, Prop 19 is here! You can now take your original tax basis with you to your new home and keep your low property tax payment, making the move affordable and within your existing budget.

If you are over 55 and have held back from moving because of concerns about much higher taxes, we have exciting news: You can now sell your current home, buy to a new home anywhere in California, and retain your existing property tax basis.

Protection from higher taxes
Zach Taylor
Zach Taylor

322 Encinitas Blvd, Suite 170, Encinitas, California, 92024

zach.taylor@ccm.com mobile (619)813-7908
Meet With Zach

Your Mortgage Advising Expert

“The best loan terms that fit the client’s situation and needs that can be closed within the required time frames.” This has been my mantra for many years. During this time of tougher underwriting and frequently changing guidelines and regulations, I am your advocate to make sure the loan closes smoothly and on time. By contacting me, you are tapping into 30 years of experience. I can work with anyone in California, specializing in Del Mar, Solana Beach, Cardiff, Encinitas, Carlsbad, Oceanside, San Marcos, and Vista. Need help in another state? We have an awesome out of state team in our branch too.

I graduated from UC San Diego with a degree in Economics. I am a licensed California Real Estate Broker and have the full NMLS licensing credential that includes extensive background checks, along with State and Federal exams. I surf and have coached soccer for Encinitas Express and Lacrosse at Canyon Crest Academy. I am married with two children and have lived in Encinitas for 32 years.

Are you a good candidate to buy before you sell?
Find out today!

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