Apply For A Home Refinance | CrossCountry Mortgage

Special Benefits for First Responders

I am grateful every day for the service of our first responders. You do so much for our community's health, safety and well-being, making sacrifices we can never fully appreciate or repay.

My commitment is to help you make the most of your home purchase or refinance. I offer two important benefits in addition to the highest standard of client care. I will find the right loan for you, answer your questions quickly and be accessible when you need my advice.

Line of Duty Death Benefit

Working to protect communities sometimes means putting yourself in harm's way. As one way to recognize your service, we offer a complimentary, one-time benefit canceling the remainder (up to $525,000) of the home loan amount for fallen law enforcement officers, firefighters and other first responders. It's one way we can support families and survivors when they are facing a tragic loss.

The program:

No additional cost
No health exam
Law enforcement officers, firefighters, EMTs or paramedics, including volunteers
Covers any work-related activities involving external force/violence, as well as heart attack/stroke during training/other stressful event
Must be 70 or younger at time of loan inception
Line of Duty Death Benefit document signed at closing
Additional details

Loan savings for you

It's hard to save money when life demands so much. The second benefit I offer will reduce your upfront mortgage costs. I provide a lender credit up to $1,600 to cover your loan's processing and underwriting.* This is money you won't need to spend at the start of your home loan when funds may be tight.

Your home loan starts here

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A word from Sean Herrero

My philosophy is that every mortgage should be tailored to your short-term and long-term goals — both financial and lifestyle. I'm here to guide you through the homebuying process and be there for you afterward to ensure your goals are met. Own your home and live your life on your terms with support from America's #1 Retail Mortgage Lender. Let's connect.