Unlock the power of your home equity to live better

Discover how a reverse mortgage* can help you achieve the retirement of your dreams. Whether you're looking to boost your cash flow, pay off debt, or fund your goals — this powerful tool can provide the financial freedom you deserve.

*See footer for more information.

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Due to the complexity of reverse mortgages, online applications are not available. Please complete the form below, and one of our reverse mortgage specialists will reach out to guide you through the next steps of the application process.
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You can retire with greater financial freedom

You can retire with greater financial freedom

A reverse mortgage lets older homeowners access tax-free cash1 from their housing wealth with no mandatory monthly payment required. You simply have to meet your loan obligations, like keeping current with property taxes, insurance, and maintenance.

As with any mortgage, you keep ownership and control of your home. And whatever equity is left when you sell the home or permanently move is yours to keep.

At CrossCountry Mortgage, we offer a full range of home equity solutions, including:

  • Federally-insured Home Equity Conversion Mortgages (HECM) for homeowners 62+
  • Proprietary reverse mortgages for borrowers as young as 55 years old with high-value homes in select states*

Our Reverse One Team experts can help you determine if your home qualifies for a reverse mortgage and if this loan option is right for you.

You deserve a retirement strategy that's tailored to your needs. Let us help.

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Flexible funding options available

Lump sum payment

Buy a new home

Growing line of credit2

Fixed monthly payments

Combination of these3

 
You can retire with greater financial freedom

Put your largest asset to work for you

What will you do with the funds?

  • Refinance existing mortgage debt to eliminate payments*
  • Replace higher-interest debts such as credit cards & auto loans
  • Improve cash flow and savings
  • Pay for large purchases, like a vacation or new automobile
  • Assist a child or grandchild with a major expense, like college
  • Fund home renovations
  • Finance medical expenses and long-term or in-home care
  • Buy a new primary residence
  • Protect your portfolio during down markets

Reverse mortgage eligibility requirements

Which borrowers are eligible?

  • Be at least 62 years of age or older for a HECM
  • Be at least 55 years of age for proprietary loans, depending on the product and state
  • Own their home and live there as primary residence
  • Keep current with property taxes, insurance, and maintenance
  • Have sufficient equity in their home, small residual income, and satisfactory credit

Which properties are eligible?

  • Single-family homes
  • Condominiums that meet certain requirements
  • Planned Unit Developments (PUDs)
  • Two-to-four-family homes (must be owner-occupied)
  • Manufactured homes that meet HUD guidelines

About the Reverse One Team

The experienced loan officers of the CCM Reverse One Team are committed to demonstrating the value of reverse mortgages to older homeowners looking for flexibility in their retirement funding.

We're with you every step of the way with personalized, ongoing service — from our first conversation on day one, throughout the entire loan process, and even after closing. We not only make loans, but after closing, we also maintain a long-term relationship with our customers.

We're committed to ensuring that your experience is optimal throughout the life of your loan, and we're here always just a phone call away through our dedicated Customer Concierge Line.

About the Reverse One Team

Let our home equity experts help you harness your housing wealth for financial peace of mind.

Learn more