Apply For A Home Refinance or Home Purchase

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Due to the complexity of reverse mortgages, online applications are not available. Please complete the form below, and one of our reverse mortgage specialists will reach out to guide you through the next steps of the application process.

First Name

Last Name (Information on file)

Email (Information on file)

Phone (Information on file)

Age of youngest borrower

Mortgage balance (if any)

Home Value

State

Reverse mortgages are available for borrowers 62 and older. Available to borrowers as young as 55 in select states and programs only. Higher minimum age requirements may apply. To obtain a Reverse Mortgage, you must attend counseling and receive a certificate of completion that will be required during the application process. Must meet financial assessment requirements and be responsible for monthly property charges such as property tax and homeowner's insurance or could be subject to foreclosure. Applicant must qualify based off age, equity, current balances, and other various factors. Restrictions may apply. This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any other government agencies.

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You can retire with greater financial freedom

A reverse mortgage lets older homeowners access tax-free cash¹ from their housing wealth with no mandatory monthly payment required. You simply have to meet your loan obligations, like keeping current with property taxes, insurance, and maintenance.

As with any mortgage, you keep ownership and control of your home. And whatever equity is left when you sell the home or permanently move is yours to keep.

At CrossCountry Mortgage, we offer a full range of home equity solutions, including:

Federally-insured Home Equity Conversion Mortgages (HECM) for homeowners 62+
Proprietary reverse mortgages for borrowers as young as 55 years old with high-value homes in select states*

Our Reverse One Team experts can help you determine if your home qualifies for a reverse mortgage and if this loan option is right for you.

You deserve a retirement strategy that's tailored to your needs. Let us help.

Learn more

Put your largest asset to work for you

What will you do with the funds?

Refinance existing mortgage debt to eliminate payments*
Replace higher-interest debts such as credit cards & auto loans
Improve cash flow and savings
Pay for large purchases, like a vacation or new automobile
Assist a child or grandchild with a major expense, like college
Fund home renovations
Finance medical expenses and long-term or in-home care
Buy a new primary residence
Protect your portfolio during down markets

About the Reverse One Team

The experienced loan officers of the CCM Reverse One Team are committed to demonstrating the value of reverse mortgages to older homeowners looking for flexibility in their retirement funding.

We're with you every step of the way with personalized, ongoing service — from our first conversation on day one, throughout the entire loan process, and even after closing. We not only make loans, but after closing, we also maintain a long-term relationship with our customers.

We're committed to ensuring that your experience is optimal throughout the life of your loan, and we're here always just a phone call away through our dedicated Customer Concierge Line.

Unlock the power of your home equity to live better

Start your journey here

You can retire with greater financial freedom

Flexible funding options available

Put your largest asset to work for you

Reverse mortgage eligibility requirements

Which borrowers are eligible?

Which properties are eligible?

About the Reverse One Team

Let our home equity experts help you harness your housing wealth for financial peace of mind.

Submitting Your Loan Request...