We'll work closely with you to obtain all documentation within 7 days of the date of your application, ensure that it's complete and accurate, and submit it to loan processing for review.
Check the details
A loan processor will review your documentation within 24 hours and complete that review within 2 days of receipt. The processor will then submit your loan to underwriting.
Submit the application
Your loan will be assigned to an underwriter who will complete an initial review within 24 hours. If any conditions are required, your loan will be sent back to the processor to clear them and prepare for closing, all
days of the underwriter's initial review. Once complete, the loan will be sent back to underwriting for final review and approval.
Clear to close
The underwriter will issue a clear to close (CTC) and assign the loan back to the processor who will inform all parties of the CTC, verify the closing date and time, and place the loan in the closing queue. The closer will
have 24 hours to provide closing documentation to the settlement agent.
Sign the paperwork
You'll attend the closing with your agent and sign all remaining documentation.
Let’s get started
Our dedicated mortgage experts are ready to get it done for you and your family.
Licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland,
Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South
Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Regulated by
the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. CrossCountry Mortgage, Inc. is a licensed mortgage lender in the Commonwealth
of Massachusetts. Mississippi Licensed Mortgage Company. Licensed by the New Hampshire Banking Department. Licensed by the New Jersey Department of Banking and Insurance. Licensed Mortgage Banker New York State Banking Department.
Rhode Island Licensed Lender. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. Licensed by the Virginia State Corporation Commission. This site is not authorized by the New
York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.
All loans are subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the
Federal government. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org).
*INTEREST RATES SUBJECT TO CHANGE **15-YEAR TERM – PAYMENT DOESN’T INCLUDE AMOUNTS FOR TAX AND INSURANCE PREMIUMS.
FULLY AMORTIZED OVER 15 YEARS. CROSSCOUNTRY MORTGAGE, LLC IS NOT ACTING FOR OR ON BEHALF OF YOUR CURRENT LENDER.
15-year fixed rate: Stays the same throughout the life of the loan and is fully amortized and will be paid off at the end of the 15 years.
Interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purposes; consumer
should consult a tax advisor. Monthly payment does not include taxes and insurance. Your payment will be higher.
The advertised loan is a 15-year Fixed Rate refinance fully amortizing term from actual offers posted in our network of lenders.
There is no prepayment penalty.
Terms & Conditions:
The amount and terms of any credit offer we extend to you will be subject to underwriting approval and guidelines including your credit
history, your capacity to make payments, and the available equity in your home. You may not qualify if you do not meet the criteria required for this offer, if you do
not meet additional applicable criteria or creditworthiness, and/or if you cannot furnish any required collateral. To qualify for this offer, you may be required to
provide up to two years of income verification. *Credit severity may affect the down payment. The lender may also choose to cancel this offer if it is unable to verify
information you have provided. All bankruptcies must be discharged. This offer is nontransferable is available only to single family residences or owner-occupied
condominiums, and is not valid on mobile homes or cooperatives. The lender must be in a valid first lien position and property hazard insurance is required.